Bonds

There are two major types of insurance bonds that direct insurances sales - Surety bonds and fidelity bonds. Please click the type of bond you are interested in and you will taken to that specific page to find information about that kind of bond as well as a place to get a quote.

An Insurance Bond is a single premium life assurance policy for investment purposes. There are many reasons why bonds would be a wonderful investment vehicle for your money. Bonds are useful for more specialist planning scenarios to include the tax deferred status, the ability to write the investment in trust and reduce the inheritance tax liability on an estate, and exclusive access to expensive investment links like guaranteed or protected profits funds are to name a few. Bonds can provide income or growth and when income is required there are now bonds that can offer a set minimum guaranteed income for life of the plan holder.

Many financial advisers prefer insurance bonds to Unit Trusts and Oeics (open ended investment companies) because they typically pay 7% commission.